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Veterans' mortgage life insurance Form: What You Should Know
Where do I submit Veterans Mortgage Life Insurance (MLI) by mail? You can submit a copy of the letter from Veteran Service Officers from an outside agency for Veterans to sign, OR you can submit a V.O.T. — (Veteran's Insurance Tracing Service) request form from the Veteran Service Officer at your station. When are the first installments due? When you complete the form, the date should be shown.
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Instructions and Help about Veterans' mortgage life insurance
Congratulations you're officially a homeowner now you get the joy of all the extra costs and benefits associated with owning your own house as you're going to all the paperwork with your banker you're asked do you want to purchase mortgage life insurance on your house puzzled you're not sure you've heard of term life insurance but what is mortgage life insurance hey this is Jeff rose certified financial planner a couple years ago I was asked the exact same question had a client I was getting rid of by their first house and they were asked if they wanted to purchase mortgage life insurance at the time I wasn't really sure what mortgage life insurance was I had term life insurance on myself I had term life insurance on my spouse but what's this mortgage like insurance typically when you buy life insurance you do so to protect the income if something happened to you so if I were to pass away I want to make sure I buy enough life insurance it's going to take care of my spouse it's gonna take care of all our debt including our mortgage to make sure that her and the kids are taken care of so I think of buying mortgage life insurance I'm thinking you're by term right actually the answer is no mortgage life insurance is typically a product that is sold directly from the bank and you're buying it directly to take care of the house so as you continue to make payments on your home or on your mortgage the amount of life insurance declines or reduces over that time frame but here's the big kicker the beneficiary is not your spouse it's not your kids it's the bank or the mortgage company so if something happens...